January 23, 2008

To receive a free, instant, online version of a Good Faith Estimate "GFE",
click here:   Rate&Cost Quote

With AmericaOne, you can lock NOW - before loan application,
loan approval or a change in rates!


NO HIDDEN FEES
Points Include:  Discount Points & Origination Fee (if any).


30 & 20 Year Fixed Conforming
Loan Amounts $125,000 - $417,000
Rate Points
4.875% 2
5.125% 1
5.375% 0
5.500% -1
5.875% -2
15 & 10 Year Fixed Conforming
Loan Amounts $125,000 - $417,000
Rate Points
4.625% 2
4.875% 1
5.000% 0
5.250% -1
5.500% -2
30 & 20 Year Fixed Jumbo
Loan Amounts $417,001 - $1mil.
Rate Points
6.125% 2
6.375% 1
6.625% 0
7.000% -1
7.750% -2
15 & 10 Year Fixed Jumbo
Loan Amounts $417,001 - $1mil.
Rate Points
5.750% 2
6.000% 1
6.375% 0
6.750% -1
7.500% -2
7/1 ARM
Conforming (call for Jumbo)
Rate Points
5.500% 2
5.875% 1
6.375% 0
Call -1
Call -2
5/1 ARM
Conforming (call for Jumbo)
Rate Points
5.500% 2
5.750% 1
6.250% 0
Call -1
Call -2
3/1 ARM
Conforming (call for Jumbo)
Rate Points
5.500% 2
5.750% 1
6.125% 0
Call -1
Call -2
1/1 ARM
Conforming (call for Jumbo)
Rate Points
Call% 2
4.375% 1
5.500% 0
Call -1
Call -2

Conforming rate quotes are are based on a minimum loan amount of $125,000.
30 day lock-in period, and ability to qualify for desired loan amount.
Loans subject to credit approval. Other restrictions may apply.
Quoted rates subject to change without notice until locked.
Call for details regarding other loan programs.
Equal opportunity lender.

Copyright 1997-2007, AmericaOne Mortgage, Inc.
Licensed Texas Mortgage Broker, Lic #2820